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POOR CREDIT HOME LOANS, LOANS AFTER BANKRUPTCY

Many lenders have poor credit home loans available, and some programs allow for home loans after bankruptcy discharge. We may also home loans available for borrowers with past foreclosure, low credit scores, late mortgage payments, delinquent accounts, charge-offs, or collections. Ask your loan consultant for details and restrictions.

CONTACT US TO DISCUSS YOUR NEEDS. CLICK HERE >

Mortgage Financing - Home Loans After Bankruptcy

We have several different mortgage loans available for home owners and home buyers after bankruptcy. Several items will determine which program works best for you:

• Credit Score and Credit History: Depending on your credit score after bankruptcy, you may qualify for a wide range of loan programs. Perfect credit after your bankruptcy discharge will help you qualify for a better home loan and a better interest rate. Having fewer delinquent accounts still showing on your credit report will help you qualify for a home loan after bankruptcy. You  can pull a copy of your credit report and dispute any amounts that have been discharged in your bankruptcy but are still showing as outstanding to ensure everything is reporting correctly. Get your Equifax credit report now >

• Length of Time After Bankruptcy Discharge: If your bankruptcy has been discharged for two or more years and you've maintained good credit since your bankruptcy, you may qualify for a home loan with lower rates or unique programs for buyers with an older bankruptcy.

• Pre-Qualify Below.

Your loan consultant can match you up with a home loan program that will meet your individual needs after bankruptcy. To get started, please fill out the information below:

Home Loans - Poor Credit Score

We specialize in home loans for buyers with poor credit scores. Though it is difficult for many buyers with poor credit scores, late payments, collections or charge-offs to obtain mortgage financing in today's market, we are able to assist many borrowers with poor credit scores by offering home loans with competitive rates.

• Credit Scores as Low as 520! Home Loan programs are still available for borrowers with credit scores as low as 520. Ask your loan consultant for details.

• Collections, Charge-Offs, Late Payments: Even if you have existing charge-offs, collections or late payments, as long as they are more than one year old, home loans may be available, even with poor credit scores.

Other restrictions may apply on all programs. Terms and guidelines are subject to change without notice. Ask your loan consultant about our special home loan programs for borrowers with past bankruptcy, poor credit, collections or late payments.

Pre-Qualify Now by Filling Out the Form Below:

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